Personalised advice and strategies for either a smooth transition to retirement or maximising your position to retire in style like you deserve. We look after your financial affairs so you can enjoy life and focus on the things you love to do. We help you and harmonise your position for the optimum balance of maximising Centrelink, minimising or elimination of Tax and both Asset protection and growth.
Helping tailor investment strategies, assisting in LRBA (Limited Recourse Borrowing Arrangements) for Property to be structured in super both Commercial and Residential. Family intergenerational wealth planning and complex requirements. Combination SMSF Private risk and Industry fund advice. From establishment to winding up.
One of the few Advice firms, objective of the provider, which will advise you how to get the maximum benefit possible out of these formula driven funds and integrate the benefits into your holistic financial position and plan outlining optimisation and saturation points in the formula.
We design a plan that incorporates a diversified range of strategies which collectively can provide you with the necessary assets to build and protect real wealth. Your circumstances will determine the plan or suite of different assets (shares and property inside and outside super) that is required for you to reach your goals.
Pre & post retirement strategies to ensure you and your family’s financial security in retirement. Intergenerational planning.
Ensuring you or your loved ones enter the frailty years in the most informed way with CHOICE, it is also imperative to plan for the disturbation of Estate assets to reduce them being eroded by Tax or fees for the family. Strategies to both retain the family home and protect, distribute and invest the proceeds.
Research all approved and existing insurance policies for specific suitability, tax effectiveness and cost efficiency to match your personal situation and protect your and your family’s financial position.
Offer alternatives and advice on ways to structure your debt, identify ‘good & bad’ debt & maximise the use of equity in your property assets to maximise tax reduction and asset growth, whi¦st protecting cashflow.
Assist you to determine and quantify your living expenses budget that you are comfortable with and measure this regularly. This is then protected and surplus is driven to your investments,allowing you to reach and exceed your goals efficiently.
Reduce your interest expense, establish an offset and linked card strategy to utilise deferring expenses while offsetting interest. Complex structures for property portfolios, SMSF or Business Loans.
Ensure you have the right amount of protection so that your business will continue in the event of accident, illness or premature passing of a partner or key staff member.
Common sense, down to earth, honest, confidential and professional financial planning advice in your best interests!
Whether it be a comprehensive financial plan or scaled consultation, Foundation Financial Advice can assist in guiding your path. Please view our list of services to find out more about how we can hel.. more..
Not being owned by a bank, super fund or financial product provider means Foundation Financial Advice provides all of our clients expert Financial Advice in YOUR best interests to enhance your financi.. more..
Foundation Financial Advice staff have extensive experience in demystifying Defined Benefit superannuation, helping clients in advising how ...Read More
The most effective Risk Protection to financially protect you, your family and your Wealth is through Insurance. Insurance is essential f ...Read More
What is Good Debt versus Bad debt? Often we are raised from a young age to consider all debts as bad. This could well be true if you use ...Read More
Did you know that the average cost of aged care facilities in Australia is upwards of $40,000 per annum? This can increase to over $100,000 ...Read More
At Foundation Financial Advice our investment decisions are directed by the CARE philosophy which has been strategically designed to ensure ...Read More
SELF-MANAGED SUPER FUNDS (SMSF) At Foundation Financial Advice we are agnostic towards whether SMSF, Industry Funds or Private Profession ...Read More
"Peters'depth of knowledge is unmatched. His attention to detail, manner and ability to give clients' all the time in the world'- I have not experienced before.” From John and Ana who received comprehensive advice ...Read More
"We felt very reassured that we had made the right decision in investing in good financial advice and specifically in tracking you down! We were quite amazed by your grasp and knowledge of so many areas and up to date knowledge of the regulations. ...Read More