Care Investment
At Foundation Financial Advice our investment decisions are directed by the CARE philosophy which has been strategically designed to ensure that your investments will be chosen according to your individual needs, financial goals and risk profile. CARE philosophy works on a holistic approach, linking your assets to how you want to spend your money
Our CARE philosophy is made up of four key components:
CORE investments are the foundation of any CARE investment portfolio. The assets in Core are structured to match your risk profile. Core uses a combination of exchange traded funds (ETFs) and fixed interest fund managers to help you gain exposure to the investment market and gives you access to thousands of different companies.
ACTIVE investments offer you a tactical blend of Australian shares, global shares, emerging markets, global small companies and gold. The combination is designed to smooth out the volatility of each sector to provide you with a nice consistent return overall.
RESERVES is the risk management part of the portfolio where you set aside up to four years of cash reserves, depending on your income requirements. A good Reserves portfolio together with a Core and Satellite (Active and Enhanced Returns) investment approach means you get dividends paid into our Reserves portfolio from Core, Active and Enhanced Returns. The dividends provide a good buffer to confidently continue through adverse market circumstances that can last up to 10 years in some cases.
ENHANCED includes a direct Australian share portfolio made up of blue chip Australian companies (such as the big banks, mining companies and other large companies), this adds value to your portfolio and can enhance your returns over time.
The CARE Investment Philosophy is an excellent strategy that can protect your investment future. Adopted at investment level or as an approach across your asset classes and investment types holistically, it is based on fundamentals and proven success. Contact us today for a chat to see how our investment management and CARE can build wealth for you.
